USAA Product Management Advisor, Deposit Performance and Portfolio Management – Mid Level in Colorado Springs, Colorado
Purpose of Job
We are seeking a talented Product Management Advisor, Deposit Performance and Portfolio Management – Mid Level for either our San Antonio, TX, Plano, TX, Tampa, FL, Colorado Springs, CO, or Phoenix, AZ facility. This person may also work remotely in a 100% Remote Work Environment.
The Retail Bank Deposit Pricing Team sits in the Retail Bank Deposits and Payments organization, and is the team responsible for managing deposit balances, pricing (interest rates) and profitability. Reporting to the Director of Deposit Pricing, we are looking for a candidate with solid retail banking and analytics experience. This role will be directly accountable for monitoring, analyzing, and providing input on the performance and drivers of deposit balances, profitability, and member behavior. This role will work collaboratively with internal partners such as Deposit Product Management, Compliance, Legal, Bank Business Intelligence and Analytics, Finance, Risk Management and Enterprise Money Movement to effectively manage the risks and success of the deposit portfolio.
Accountable for analyzing the profitability, competitiveness and sales performance for the product life cycle. Compile, analyze and interpret data to make strategic and tactical recommendations pertaining to sales performance. Responsible for defining the business questions and providing insights to improve business performance.
USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.
USAA Careers – World Class Benefits (https://www.youtube.com/watch?v=APwPQizcENY) (31 seconds)
Identifies and manages existing and emerging risks that stem from business activities and the job role.
Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.
Follows written risk and compliance policies and procedures for business activities.
Partners with team members to evaluate profit, competitive and sales performance as compared to plan or key metrics.
Consults and advises the Product Manager on information impacting their business goals.
Interacts with stakeholders across the business to draw insights that drive the business goals (to include but not limited to: Marketing, Operations, SFO, Legal, Experiences, Digital platforms, etc.)
Works with information technology and business analysts on improving capabilities.
Formulates responses to member inquiries elevated by Member Contact teams, as necessary.
Works with the broader product team to research internal and external information and partners to conduct data analyses to assist with product feasibility.
Runs moderate statistical models and may present results of research and analysis to senior
Product Management leadership, as necessary.
Partners with the Product Manager in the development of product dashboards and metrics.
Prepares analysis of performance results to inform product or sales forecast and planning.
When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses.
Bachelor's degree required, or 4 additional years of related experience beyond the minimum required in lieu of a degree.
4 years of relevant industry experience in Actuary, Underwriting, Marketing or Sales/Service or Finance/Accounting Operations or Financial Services.
1 year of experience leveraging data and providing requirements to data teams, including data visualization with tools like Tableau and data querying/analysis tools like SAS, SQL, Python or R.
Knowledge of applicable product related regulations and compliance requirements.
1+ years of product management, deposit pricing, analytics, or similar strategic management experience (similar experience includes direct support in managing product performance).
1+ year of Data Visualization experience (i.e. Tableau).
1+ year of analytics and relevant analytical tool experience (SAS, SQL, Python, R, etc.)
Demonstrated experience in structuring analytics and presenting analytical results to management
Experience presenting to wide audiences on deposit products, pricing strategy, competitive analysis, including financial performance and driver analysis
Experienced in market research to create product roadmap, make product decisions and iterate rapidly.
Basic understanding of applicable product related regulations, and risk and compliance requirements.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $66,300 - $119,500*(this does not include geographic differential it may be applied based on your work location)
Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.
*Geographical Differential: Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.
Shift premium: will be addressed on an individual-basis for applicable roles that are consistently scheduled for non-core hours.
At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
Please click on the link below for more details.
USAA Total Rewards (https://hrportal.ehr.com/usaa/Prospective-Employees)
Relocation assistance is not available for this position.
If you are an existing USAA employee, please use the internal career site in OneSource to apply.
Please do not type your first and last name in all caps.
Find your purpose. Join our mission.
USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity.
USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself – you just need to share our passion for serving our more than 13 million members.
USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.
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